Southwestern Auto Sales provides Arizona residents with good clean used cars. All of our Arizona used cars, trucks, vans and SUV's are dealer trade ins. These vehicles arrive at our Mesa Arizona used car dealership in great shape. Whether you are looking for an inexpensive cash car or are in need of auto loan financing we can help you.

Arizona Used Cars - Car Loan Financing For Any Credit

We provide on the spot financing. We do not rely on any banks to approve your car loan. Our car loan decisions are not based on your credit. We are the bank and loan decisions are made within minutes. We will never ask you to bring the car back because financing fell through.

If you have a:

Job or have Proof of Income

Arizona Drivers License or mx license

Proof of Residence

8 personal references

We can finance you!

While some Arizona used car dealerships promise auto loan financing for any credit, they can only finance you if their bank approves the loan. Why do they advertise bad credit financing? Simply because they want to get you in the door so that they can have "the first shot".  Even if a dealership finds a finance company that is willing to fund your loan, that is only the beginning to establishing or re-establishing your car credit.

What happens if your vehicle breaks down?
Did you receive a warranty with your car?
Was a warranty even an option?
Do you think that the dealership is going to take care of your vehicle after the bank or finance company has already paid them?

These are some very real scenarios that we see happen to people trying to re-establish car credit. Fact is that most people are on a tight budget and can't afford the expense of costly repairs. When a person has credit problems one of the worst things you can do is buy a used car with no guarantee! This will eventually make a bad situation worse. However, just because you have had credit problems doesn't mean that you have to settle for a used car from a dealership that doesn't offer you some type of protection against mechanical failures.

Used Cars Without the Risk

Our auto loan program is designed to:

Help you establish or re-establish your car credit with our easy qualifying car loan financing.
Provide you with warranty protection in the event that some unforeseen mechanical breakdown were to occur.
Put a paid auto loan on your credit report.

Used car warranties are available on our cars, trucks, vans and SUV's. There is no need to buy from an Arizona used car dealership who does not offer you warranty options. While many used car dealerships advertise that they can help you establish or re-establish your credit, a quick analysis of a program will probably show you that there are many more ways that you can end up with worse credit problems than you started with.